Sunday, February 27, 2011

Grants for Disabled People

If you are a disabled person you may be able to get some money from the government. The government and other private organizations have thousands of grants lined up for people that are disabled. Before you go off applying for any grant, you need to first think about what type of grant that you are looking for. There are tons of grants out there but they are all specific grants. For example, there are grants that will help you pay for college and there are grants that will help you to start a business.

If you are looking to go back to school, then you would want to apply for the Pell grant for disabled people. This type of grant is based off of your income. The poorer that you are, the more money that you will get. The grant comes from the federal government and to apply you would need to fill out the FAFSA. This free form will ask you about how much income that you make and the amount of assets that you have. It will also ask if your family makes a contribution. All this information is used to calculate the amount of money that you will get. Once you get the grant, you can use it to help pay tuition, books, and other supplies. Before applying for student loans, you should try to get the grant first.

If you are looking to start a business, then you would need to apply for business grants for disabled people. This is a much better option than applying for a business loan because with a loan you have to pay it back. That is not the case with grants. You have no need to pay it back and once you get the money you can use it as you wish. Look on the government grants site for business grants. You can also try to contact some organizations that are willing to help the disabled. Most likely you will have to write a convincing argument as to why you need the grant. There are probably many others that are trying to apply for the same grant. The key to applying for grants is to try as many organizations as possible. You will be more likely to receive money just by throwing out as many applications as possible. To heighten your chances of getting the grant, you could hire someone to help you write the grant proposal.

Wednesday, February 23, 2011

Pell Grants for Black Women

Are you a black woman interested in going back to school but do not have the money to pay for it? If the lack of money is preventing you from going back to school, you may want to apply for Pell grants for black women. The Pell grant is an education grant where the government gives money for you to use on your education.

To get such this college grant, you would have to first fill out the FAFSA. The FAFSA is a form that the government uses to determine how much, if any, money you will get. The form will ask you about your income and also your asset. It will also ask you about your family’s contribution if you are below a certain age. All this information is used to calculate the grant money that you will receive. Obviously, the less money and assets that you have, the more grant money you will get. You should be able to get several thousand dollars from the government which would cover a lot of tuition and other school fees. However, if you feel that you need more money, you could find other organizations that give grants to black women.

Find organizations that support black women online. Do not forget to ask your local church to see if they give out education grants. Most likely you will find some charitable organizations. You will probably need to write some kind of essay describing why you want the grant. Grants from private organizations are usually limited so the competition will be much tougher than getting a Pell grant. Pell grants are guaranteed to be yours as long as your income and assets is within the limit that the government sets. Just be persistent in finding and applying for college grants and you will eventually get some money.

Monday, February 21, 2011

Pell Grants for Single Mothers

Being a single mother can be quite tough. You have to support your kids and also pay for everything without the help of your ex-spouse. But if you want to achieve success in this world then you need to get an education and get a better job. A lot of single mothers would object that getting an education costs a lot of money which is something that they do not have. It is true that education costs money but you could get which would go a long way to helping you pay for tuition. The money comes from the federal government. It is meant to help people that are poor so that they are on equal footing with people that are financially better off.

To get the Pell Grant, you would have to fill out the FAFhttp://www.blogger.com/img/blank.gifSA which would ask your financial information such as income and assets. The government uses this information to figure out how much money they would give you. Generally, the less that you have and the less that you make, the more grant money you can expect to receive. Once you get the money, you can pretty use it on whatever you want. When I received my grant, I used it to pay for tuition and books. I try to save as much of the money that I can. Typically, you could get several thousand dollars per semester and tuition eats up a good chunk of it.

Every year that you want to receive the Pell Grant, you would have to fill out the again. This is because your financial situation may change every year so the government needs to check your income and assets again. I was lucky enough to get the grant for the 4 years of college because my financial situation did not change much. This is a really good program for single moms that want to get ahead.

Friday, February 11, 2011

Pell Grants for Unemployed People

I have worked in the auto industry for 20 years. However, since the industry has gone downhill these past few years, I found myself without a job recently. I was stressed for awhile because I could not find another job. No other auto company was hiring and I could not transfer my skills over to other industries. After trying to find a job for over a year, I decided that the best thing to do was to go back to school and get new skills and training. The only problem with this decision was that I had no money to pay for school. I thought that this idea was doomed until a friend of mine told me that I could apply for Pell Grants for unemployed people to help me pay for school.

I had never heard about this education grant before and my friend explained to me that the government gives out free money for people like me to get an education. There is no obligation either. I would not have to pay back the grant. Once I get the money it is mine to use. I thought this was a dream come true because this was exactly what I needed. To apply for the school grant, I had to go to the FAFSA website and fill out the form. I gave information about my financial situation which includes my income and assets. Since I did not have much to report for income or assets, my friend told me that I would probably get the maximum amount of money. Soon after sending out the information, I got a notice from the government which showed the amount of money that I am going to receive.

With the college grants I could use it to pay for tuition and books. I told me fellow ex-coworkers about this grant and how they could also go to school for free too. Without this grant, I think I would not have had the option of ever getting training.